Monthly budget
Income, expense and savings‑goal categories with budget vs actual. See what’s left for the month and switch between months.
Coming soon to iOS & Android
Budget, debt payoff and net worth, in one simple app
Plan your month, pick snowball or avalanche, and see your debt‑free date. No account, no bank login: your numbers stay on your phone.
App Store: coming soon
Google Play: coming soon
Everything in one place
Type in your own numbers and sigvy does the math: totals, what’s left, payoff dates and progress. It opens with a sample household so you can see every screen working.
Quick Add
Enter an amount, tap a category, save. Log a debt payment the same way and your payoff plan updates.
Debt payoff
Compare snowball and avalanche side by side. See your debt‑free date, the interest still to pay and a monthly payoff schedule.
Home dashboard
This month at a glance: income, spending, goals, debt payments and what’s left over, plus year‑to‑date totals and a 6‑month chart.
Net worth & FI pro
Monthly snapshots of assets and liabilities, your FI number, years to FI and your savings rate.
CSV export & import
Export your data as CSV for free; import it to restore a backup or move to a new phone with pro.
No account. No bank login. No server. Everything you enter is stored on your phone, and manual entry means you see every number.
Free, with pro and pro+
sigvy pro is a one‑time purchase that’s yours for good. sigvy pro+ is an optional subscription you can cancel anytime.
free
$0
Free to download and use
No account, no bank login
- The full monthly budget
- Quick Add
- Home dashboard
- Debt payoff for up to 3 debts
- CSV export and backup
pro
$19.99 one‑time
Lifetime unlock, no subscription
Pay once, keep it for good
- Everything in free
- Debt payoff for up to 10 debts
- Net worth & FI tracking
- CSV import to restore or move phones
- Home screen widgets
pro+
$29.99 per year
About $2.50/month, or $3.99 monthly
14‑day free trial · cancel anytime
- Everything in pro
- Forecasts
- iCloud sync and partner sharing
- AI insights and Ask sigvy chat
- Smart import of receipts and statements
US dollars only. pro and pro+ are bought in the app through the App Store or Google Play. Bought SlateAndSum templates on Etsy? You get pro free.
Prefer spreadsheets? Get the SlateAndSum templates for Google Sheets and Excel at www.slatesum.com.
FAQ
When can I get it?
The sigvy: Money Planner app is coming soon to the App Store and Google Play. Store links will appear on this page as soon as it’s live.
Do I need to connect my bank?
No. It’s manual entry only. There’s no account to create and no bank connection; your data stays on your phone.
What happens to my data if I change phones?
Export your data as CSV files (free) and save them wherever you like with your phone’s share sheet. Importing them on a new phone needs pro or pro+.
Is there a subscription?
Optional. The app is free, sigvy pro is a one‑time $19.99, and sigvy pro+ (coming with the app) is $3.99/month or $29.99/year with a 14‑day free trial. Cancel anytime.
Is this financial advice?
No. It’s an organizing and planning tool. Debt‑free dates, FI dates and other projections are estimates based on the numbers you enter.
I prefer spreadsheets. Is there a version for that?
Yes. The SlateAndSum budget, debt payoff and net worth templates for Google Sheets and Excel are at www.slatesum.com. The app’s CSV files use the same columns.
Contact
Questions about the app, pro, pro+ or your data? Get in touch.
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